IDENTIFYING GENUINE BANK INSTRUMENT AND LOAN PROVIDERS.

IDENTIFYING GENUINE BANK INSTRUMENT AND LOAN PROVIDERS. WHAT ARE BANK INSTRUMENTS OR FINANCIAL INSTRUMENTS?

Bank instruments or financial instruments are assets with monetary values which are backed by contracts. Bank instruments are issued by issuer banks based on mutual agreement between providers and receivers. In fact, they are used for financial transactions. There are two types of bank instruments which are cash bank instruments and derivative bank instruments. Bank instruments can be categorized into equity bank instruments, debt bank instruments and forex currency exchange bank instruments. Bank instruments are very useful for trade finance, project finance, credit enhancement, etc. These bank instruments serve as collateral and credit lines in financing various projects and financial transactions. Bank instruments are issued by banks(issuers or issuing banks) to receivers(receiving banks). Financial instruments are assets that can be traded, or they can also be seen as packages of capital that may be traded. Most types of financial instruments provide efficient flow and transfer of capital all throughout the world's investors. These assets can be cash, a contractual right to deliver or receive cash or another type of financial instrument, or evidence of one's ownership of an entity. https://www.investopedia.com/terms/f/financialinstrument.asp Typical examples of bank instruments are standby letter of credit(SBLC), bank guarantee(BG), letter of credit(LC), documentary letter of credit(DLC), blocked fund(BG), bank draft(BD), mid term note(MTN), etc. Bank instrument providers are high net worth individuals and investors who provide funds for different trading and financing projects using their assets which serve as collateral and credit lines. They work with banks(issuing banks) in providing these bank instruments to individuals, businesses, organizations or governments who need them for different purposes. After all mutual agreements and proper documentations, the issuer’s bank issues the bank instruments to the receiver’s bank. Bank instruments can be issued for sale, purchase, lease or monetization. WHO ARE BANK INSTRUMENT PROVIDER? Bank instrument providers are high net worth individuals and investors who provide funds for different trading and financing projects using their assets which serve as collateral and credit lines. Bank Instrument Providers are financial services providers such as Bectic Finance Company Limited ( https://becticfinance.com ) that provide bank instruments such as bank guarantees (BG) and standby letters of credit (SBLC) from top-rated prime banks.   These bank instruments can either be leased, rented or freshly cut to serve different purposes. Bank Instrument Providers are money lenders and they must be legally permitted to carry out financial services such as the leasing of bank instruments, lease bank guarantees, issuance of standby letters of credit, usance lc, deferred letters of credit etc. WHO IS A GENUINE BANK INSTRUMENT PROVIDER? Genuine bank instruments providers are banks or other financial institutions like Bectic Finance Company Limited that issue bank instruments to customers for specific purposes or obligations. Bectic Finance Company Limited is a Licensed Money Lender that was incorporated in Hong Kong to provide freshly cut bank instruments like Leased Bank Guarantees, Standby Letter of Credit and just about every other type of financial instruments available through our network. A Genuine Bank Instrument Provider is a financial services provider like Bectic Finance Limited that provides genuine bank instruments from some of the world's biggest banks like UBS Switzerland, Barclays bank London, UNICREDIT, Standard Chartered bank Dubai, Bank of America, Wells Fargo Bank or Citibank. TYPES AND EXAMPLES OF BANK INSTRUMENTS: 1. Documentary Letter of Credit (DLC, SLC, LC) 2. Standby Letter of Credit (SBLC) 3. Deferred Letter of Credit (DLC) 4. Certificate of time deposits (CD) 5. Stand by letter of credit (SBLC) 6. Medium term notes (MTN’s) 7. Long Term Notes (LTN) 8. Promissory Notes (PN) 9. Bank Guarantee (BG) 10. Treasury Bills (T – B) 11. Bank Drafts (BD) 12. Bonds Generally speaking, bank financial instruments are denominated debt instruments (papers) issued by large banks and institutions to named parties and beneficiaries for specified terms and purposes. These instruments may be used as funding collateral or to enhance credit, “trade” or to enter into private placement programs. PURPOSES OF BANK OR FINANCIAL INSTRUMENT. Bank instruments are mostly used as collateral from a borrower to his bank identifying the Bank which has issued the bank instrument as a guarantor of a specific transaction that is currently going on or about to be finalized. * Leasing guarantee usually serves as collateral for rental agreement payments. * Lending institution promises to cover a loss using a bank guarantee if a borrower defaults on a loan. * Individuals often choose direct guarantees for international and cross-border transactions. * Functions as collateral for reimbursing advance payment from a buyer if the seller doesn't supply the specified goods. * Performance bank guarantees that serve as collateral for the buyer’s costs incurred if goods are not provided as contractually agreed. * Enabling the customer, or debtor, to acquire goods, buy equipment and trade is how the bank guarantee works. * A credit security bond that serves as collateral for repaying a loan. * Confirmed payment order is an irrevocable obligation, in which a bank pays on behalf of the client the beneficiary a set amount on a given date. KEY TAKEAWAYS; A financial instrument is a real or virtual document representing a legal agreement involving any kind of monetary value. Financial instruments may be divided into two types: cash instruments and derivative instruments. Financial instruments may also be divided according to an asset class, which depends on whether they are debt-based or equity-based. Foreign exchange instruments comprise a third, unique type of financial instrument. HOW TO FIND GENUINE BANK INSTRUMENT PROVIDERS. A Bank instrument provider is a collateral management firm, a hedge fund, a Financial Holding Company (FHC), a non-bank commercial company,  or private equity company. They are high net worth corporations or individuals who hold bank accounts at a bank which holds either large sums in cash deposits, bonds, or other for of security that can turn into legal tender. Basically, in most cases these are liquid assets at the immediate disposal of their owner. Whenever the occasion arises, a Provider instructs his bank to secure and encumber liquid assets/ cash in his own account and authorizes the bank to "cut" (an industry term meaning to create a financial instrument such as SBLC or BG. Provider's bank has neither interest nor unsecured liability in such a transaction.  The bank receives its fee for "cutting" (creating) the SBLC/BG and "delivering" it to the Receiver/Beneficiary's bank first digitally over the SWIFT Platform and subsequently a hard copy of the SBLC/BG via bank bonded courier. All liabilities that might arise from selling or leasing the SBLC/BG rests completely with the Provider since the financial instrument (SBLC/BG)  was created at the Provider's instruction alone and also since it is secured against Provider's cash/ liquid assets held by the bank. Provider's bank that creates and delivers the SBLC/BG is called the Issuing Bank. SBLC/BG Providers are a rare breed and are extremely difficult to find. Providers do not advertise themselves or send emails soliciting business from clients. As mentioned earlier, they are high net-worth corporations or individuals or funds and they hold a commanding position in the financial sector. Their businesses span across finance, banking, capital markets, oil & gas, commodities trading, manufacturing, IT, etc. More often than not, dealing in Financial Instruments is only a small portion of their business interests. Providers of SBLC/BG generally work through their brokers or mandates who further engage sub-brokers in the chain making direct access to Providers even more difficult. It is absolutely futile to look for SBLC/BG Providers over the Internet. For those who work in the Financial Services sector and interact closely with high net worth individuals, private equities, funds, asset managers, banks, etc. on a regular basis, the chances of coming across a genuine SBLC/BG Provider is much higher than those who are outside the Financial Services sector. USES OF BANK INSTRUMENTS FOR POTENTIAL HOLDERS OR BENEFICIARY. * Bank instruments vary in scope and purpose with each bank instrument serving a specific purpose. Bank instruments are very important in international trades, trade finance, important and export transactions and they are widely used by businesses, contractors, importers as well as exporters. * Some financial instruments will act as Collateral or credit enhancement to shore up financial statements and profile. * Some bank instruments like letters of credit help to facilitate international trade between companies that don’t know each other and have different laws and regulations. * Proof of funds, bank guarantees, letters of credit; to facilitate, secure or execute projects, trade and business transactions. * A Bank Instrument like a Bank Guarantee (BG) allows the customer, or debtor, to acquire goods, purchase equipment or draw down a loan. A Bank Guarantee is a promise from a bank or other lending institution that if a particular borrower defaults on a loan, the bank will cover the loss. Note that a bank guarantee is not the same as a letter of credit                              DESCRIPTION OF INSTRUMENT: 1. Instrument: Bank Guarantee {BG}/StandBy Letter of Credit{SBLC}(Appendix A) 2. Total Face Value: Eur/USD 1M{Minimum} to Eur/USD 10B{Maximum} 3. Issuing Bank: AAA Rated Bank (Prime Bank). 4. Age: One Year and One month 5. Leasing Price: 3% of Face Value plus 2% commission fees to brokers. 6. Delivery: Bank to Bank swift 7. Payment: MT-103 or MT760 8. Hard Copy: Bonded Courier within 7 banking days. We provide International Loans, secured and unsecured international funding as cash injection for Business expansion, Real Estate, Import and Export, marine. Ship acquisition, Business capital injection, Loan and project financing and Monetization of financial Instruments. Bank instrument delivery and authentication via Euroclear or Swift Network.   Bank instrument delivery and authentications are critical and usually involve SWIFT MT 799, SWIFT MT 760, SWIFT MT110, etc., with Cussip, ISIN numbers. LOAN AND BANK INSTRUMENT PROCEDURES. Loan Interest Rate: 3% per year Loan Grace Period: 6 months ~ 3 years Loan Repayment Term or Duration: 6 months to 20 years Broker Commission: 2% broker commission is applicable if the deal was introduced by a broker. At Bectic Finance Company Limited, all our bank instruments (BG, CD, LC, BCL, DLC, SBLC) are issued by top banks and other financial institutions which includes but not limited to HSBC, Deutsche Bank, Standard Chartered Bank, Barclays Bank, Credit Suisse, Union Bank of Switzerland (UBS), as well as other international/multinational Banks in Europe, United States and Asia. Our bank instruments are cash backed and can be used for Discounting, Monetization and Private Placement Programs (PPP). They also can be used as collateral against a loan or credit line to secure Funding for Projects. At Bectic Finance Company Limited, we understand the complications and challenges that come with borrowing money. Whether it be a bank loan or another source, every type of loan has its drawbacks. That’s why we’ve simplified the process for all businesses with recurring revenue. BECTIC FINANCE COMPANY LIMITED was incorporated on 1988-11-11 as a Private company limited by shares registered in Hong Kong. Its company registration number is: 0232762. At Bectic Finance Company Limited, we provide Bank instrument services to our clients global- UK, USA, UAE, Europe, India, China, Asia, Middle East and Africa. Contact Bectic Finance Company Limited with your request via email and we will provide you with our forms and procedures. Please contact us for more information on loans and other services we offer. We are open 9am-4pm Mondays - Fridays BECTIC FINANCE COMPANY LIMITED Website : becticfinance.com Email : info@becticfinance.com Phone number : +85281924518 Intermediaries/Consultants/Brokers are welcome to bring their clients 100% protected. In complete confidence, we will work together for the benefits of all parties involved. #Bankinstrumentproviders, #Guarantee(BG)Providers, #StandbyLetterofCreditprovider, #Sblcproviders, #Leasebgsblc, #Leasesblc, #Leasebankinstruments, #Businessloans, #Businessloanlender, #Smeloans, #Nonrecourseloans, #becticfinancecompanylimited,  Bank Instruments Providers, Bank Guarantee (BG) Providers, Standby Letter of Credit (SBLC) Provider’s, Bank Instrument (BG/SBLC) Monetizers